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AI ROI Calculator

Enter your costs and expected benefits to see payback period, ROI and scenarios — with OECD/NZ benchmarks to sense-check the numbers.

ScenarioAnnual benefitFirst-year costROIPayback
Conservative$24,960$7,600228%2.8 mo
Expected$41,600$7,600447%1.6 mo
Optimistic$58,240$7,600666%1.1 mo

Annual benefit vs first-year cost

ConservativeExpectedOptimistic
Annual benefitFirst-year cost

Benchmark notes

  • OECD studies put early generative-AI productivity gains at roughly 10–30% on suitable knowledge tasks — concentrated in a few workflows, not spread evenly.
  • First projects routinely under-budget oversight, not licences: the ongoing human-in-the-loop time is where costs quietly grow.
  • NZ and Australian SMEs typically see the fastest payback on document-heavy and customer-response workflows.
  • Treat a payback period under 12 months as strong, 12–24 months as worth doing, and beyond that as needing a second look at scope.

Estimates only, for planning conversations — not a forecast. The figures you enter drive the result; sense-check them against the benchmarks above.

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